Archive for April, 2009

 

Student Health Insurance Solutions

For Students No longer covered as a dependant under your parent’s plan? Attending school outside an HMO or PPO region? Required to have coverage but choose not to participate in a college-sponsored plan? Finding a traditional individual medical or other current coverage to be too

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Location: The Focus Group 1195 Rochester Rd Suite I Troy, MI 48083 p.248.246.6787 f.248.589.9193 Email:  sales[at]mymichiganhealth.com

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Short Term Disability

A steady income is essential for most people. If an accident or illness interrupts that income, it affects both the employee and employer. Short Term Disability (STD) protection is designed to replace a portion of the wages lost when a short term disability occurs. An

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Long-term Disability

In the event that an accident or illness prevents an employee from working for an extended period of time, the financial impact can be severe for the employee and employers. Long Term Disability (LTD) protection is designed to help cover the employee’s expenses while their

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Long-Term Care (LTC)

Long-Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age. Rising life expectancy means that the potential

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Key Person Insurance Protection

Your key employees are your most valuable business asset. Their skill, knowledge and experience are your real profit makers. Without them, the success and growth of your business could be in jeopardy. Key employee insurance is designed to protect your business from the adversities associated

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Health Savings Accounts (HSA)

A Health Savings Account (HSA) helps you save money on health care. By making you a part of the medical services decision process, HSAs are designed to help you manage medical expenses and reduce the continuing raising of health care expenses. Equally as important, the

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Group Vision

A Group Vision plan is especially attractive for employers because it is inexpensive to offer, yet it’s another employee favorite. This is a separate plan that provides coverage for eye exams and/or for frames, lenses and contact lenses. Many times the basic health plan may

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Group Life Insurance

Life insurance is an integral part of most employee benefits packages. When provided by an employer, employees appreciate the value of life coverage and the additional security it provides to their families. Employers have a wide variety of optional plan designs to customize a Group

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Group Health Insurance

At The Focus Group, we are committed to health insurance for both our commercial customers, who need group coverage for their employees, as well as the individual or family that needs coverage. With the changing face of health insurance in today’s market, we at The

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