Archive for August, 2009
What is HIPAA?
Tweet HIPAA stands for the Health Insurance Portability and Accountability Act of 1996. It is a federal law written with the intent to provide improved portability and continuity of health insurance coverage. (While the law applies to the health plans of most employers, certain non-federal governmental self-funded plans are allowed
What qualifies one for a leave under FMLA?
TweetYou must be granted unpaid leave for any of the following reasons: The birth of your child or to care for your child after birth (the leave must be completed within 12 months of the birth). The placement of a child with you for adoption
Family and Medical Leave Act of 1993
Tweet The federal Family and Medical Leave Act (FMLA) requires covered employers to provide up to 12 weeks of unpaid, job-protected leave to “eligible” employees for certain family and medical reasons. Certain states may have similar leave laws; however, state laws are not discussed here.
What is ERISA?
TweetERISA, the Employee Retirement Income Security Act of 1974, governs most employee benefit plans. It is administered by the U.S. Department of Labor. The law gives certain rights to employees and gives employers certain responsibilities to act on the behalf of employees. Note: A complete list
How long may I keep COBRA coverage?
Tweet Depending on the circumstances, the coverage may be kept for up to 18, 29, 36 months (or potentially even for life for certain retirees of bankrupt companies) under federal law — state law may expand benefits in some cases. The following chart shows the length of coverage
What are the Qualifying Events that make one eligible for COBRA?
Tweet For Employee / Former Employee: Reduction in your hours of employment or the termination of your employment (for reasons other than gross misconduct on your part); and Or if you are a retiree and your employer has filed for Chapter 11 reorganization. Note: Since
State & Federal Programs
TweetThe federal government has enacted several laws that impact employee benefits. Click on the link for detailed information for a particular program. COBRA ERISA FMLA HIPAA
What is COBRA coverage?
TweetCOBRA is an acronym for the federal law, the Consolidated Omnibus Budget Reconciliation Act of 1985. It applies to most businesses that have twenty or more employees on an average business day for that company in the prior calendar year. (Some states have similar laws
Separation / Divorce
TweetWhen your relationship reaches a point where it seems necessary to part ways, you might find that divorce is the only viable option. Or, you might decide on a separation, which gives you both the chance to assess your feelings and expectations concerning the relationship.
Having a baby
TweetCongratulations! This is an exciting and rewarding time for you! And while it will pose a lot of new challenges and questions, being prepared can help ease many of the doubts and concerns common to new parents and allow you to enjoy the million precious
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