Aetna to Extend Dependent Coverage Age – Under Age 26

Aetna is one of the first carriers to offer extended health insurance coverage to dependents under age 26.  If you didn’t already know, the recent healthcare reform allows parents to keep dependent children up to age 26 on their health insurance plans.

With so many adult children graduating from college, Aetna saw the need and worry of families regarding their kids losing medical coverage.  Although healthcare reform addresses this issue nationwide later this year through regulation, Aetna is working with customers to extend coverage now.

This means current dependents under the age of 26 would not have to leave their Aetna Michigan plan when normally they would age out or are no longer full-time students.  This is also extended to adult children who would have lost eligibility effective May 31,2010.

An important note.  It does not include reinstatement of dependents who previously aged out of their plan.  It also does not affect dental, vision, standalone pharmacy or other benefits.

Aetna will continue coverage effective June 1, 2010 for dependents under age 26 who are currently covered on a parent’s medical plan.

Best news ever?  Aetna will not change the plan’s premium until renewal.

On the next renewal date on or after September 23, 2010 due to healthcare reform, all medical plans must cover dependents up to age 26.  This may include dependents who are not currently enrolled in the plan.

If you have questions about how this will affect you, please contact us at 888.320.5388.

Get a quote on Aetna Michigan health plans:

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About the author

Billy Bj Strawter Jr wrote 7 articles on this blog.

My name is BJ Strawter. My grown up name is Billy. Which means everyone calls me Bill. I am an entrepreneur. My first business was a dance club. Next to a police station. First lesson on the importance of location in business. Licensed Insurance Agent.

Originally posted 2010-05-26 10:19:14. Republished by Blog Post Promoter

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  • Bumfuk

    Aetna is NOT insuring 23 year olds, despite the laws and the press releases… they are spreading misinformation…

  • http://mymichiganhealth.com/ MichInsurance

    Not true. I approved your comment to question the validity of it. By all means we encourage discussion. Next time please use a real email address and FACTS. If you come back. Thanks for taking the time to comment.

  • Eileen K. Livengood

    I don’t think it is right that my 23 year old son has to wait until the next renewal date.

  • http://mymichiganhealth.com/ MichInsurance

    Hi Eileen, I suppose it depends on how you look at it. We could go back to the way it was, him having to purchase his own health insurance. I hear that complaint quite a bit. Impossible to make everyone happy.

    Thanks for the comment.

  • Kathy

    Aetna just informed us that as of Jan., 2011 our 23 yr. old daughter will no longer be covered under our policy because we have retired. Our ins. stays the same but she out. Is that really the new law?

  • http://mymichiganhealth.com/ MichInsurance

    Thanks for the comment Kathy. I would contact Aetna or your broker directly to discuss.

 

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