Are social security numbers for dependents required for health insurance coverage in Michigan?

The simplest answer to this question is NO.  According to Privacy Rights Clearinghouse you need to know the following:

Insurance companies. MediCal and Medicare are government health plans and can require a Social Security number. Most insurers providing individual health insurance policies cannot require your Social Security number. However, they might refuse to issue a policy if you don’t provide your Social Security number.

A new Mandatory Insurer Reporting Law (Section 111 of Public Law 110-173) requires group health plan insurers to report SSNs in order for Medicare to coordinate payments with other insurance benefits. The law was enacted in late 2007 but became effective on January 1, 2009. As a subscriber (or spouse or family member of a subscriber) to a group health plan arrangement, your SSN will likely be requested in order to meet the requirements of this law if this information is not already on file with your insurer. Similarly, individuals who receive ongoing reimbursement for medical care through no-fault insurance or workers’ compensation or who receive a settlement, judgment or award from liability insurance (including self-insurance), no-fault insurance, or workers’ compensation will be asked to furnish information concerning their SSN.

For more information about this law see:

Health Insurance Quotes

About the author

Billy Bj Strawter Jr wrote 133 articles on this blog.

My name is BJ Strawter. My grown up name is Billy. Which means everyone calls me Bill. I am an entrepreneur. My first business was a dance club. Next to a police station. First lesson on the importance of location in business.

Originally posted 2010-03-31 05:48:14. Republished by Blog Post Promoter

Tags: , , , , ,

  • Pingback: click here

  • Gopinadh

    Hi,
    I am on H1-B visa. My wife is on a dependent visa (H4). I have SSN. But, she doesn’t. I have been trying to get maternity insurance for my wife. It seems, in Michigan, only BCBS provides maternity insurance. And they are denying it because of not having SSN for her. My employer doesn’t have a group insurance because there are not many participants & whenever he tries to get one from any agent, they are quoting this as the reason & not providing us with any insurance.
    I am wondering if you could help us with this issue. Do you have any suggestions about what insurance to take or whom to approach?

    Thanks..

  • http://mymichiganhealth.com/ MichInsurance

    Hi Gopinadh,

    Thanks for your comment. You are absolutely right about BCBS. They are one of the few who continue to offer maternity coverage. I’m sorry to say but you will be unable to obtain coverage through them. There are other carriers that will offer coverage with an H4 visa. Perhaps we could look at an HSA (health savings account) to help offset the maternity costs. Lets talk further. You can reach us at 888.320.5388.

  • Kumar

    Hi Gopinath,My name is Kumar,am in same situation like you right now in Michigan.I tried for Maternity Insurance for my wife who is on H4 visa with BCBS,but they refused to give.what happened about your case,did you got Insurance for wife.please respond to this on my email at knr786@gmail:disqus .comwaiting for your reply with eagerregardsKumarknr786@gmail.com

 

Search

 
 
h divider
 

Michigan Health Insurance | Michigan Family Health Insurance | Michigan Health Insurance Quotes | Group Health Insurance | Low Cost Health Insurance Michigan | MI Healthcare Plans | Health Insurance in Michigan | Medical Insurance in Michigan | Health Savings Account Michigan | Affordable Michigan Health Insurance | Low Cost Health Insurance Michigan | Michigan Small Business Health Insurance