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Are individuals underwritten with group insurance?
Yes. Group insurance is medically underwritten. The entire gr0up, including the individual are reviewed by underwriting for group health insurance. Let’s take a look at why one might ask this question. Most often we hear this due to a concern about being denied for coverage.
$0 copay for office visit after deductible. how much is the office visit?
If you have a $0 copay for office visits after your deductible, how much does your office visit cost? That depends. At first glance, without knowing what your copay before the deductible, all indications would be that you would pay nothing for your office visit.
Michigan Sole Proprietorship Health Insurance
Unknown to many a Michigan sole proprietor, BCBS of Michigan offers One Subscriber Group health insurance (OSG). That’s right if you are a solopreneur, you can get individual group health insurance coverage for one. To qualify for individual coverage you must be either a sole proprietorship (One
Michigan Individual Insurance on a Guaranteed Basis?
Wondering what health insurance companies are going to offer individual insurance on a guaranteed basis once an individual exhausts their cobra coverage? Until 2014 it looks as if Michigan residents have one choice for guaranteed issue. BCBS of Michigan. While other companies such as Aetna,
COBRA Subsidy Extension 2010
A short-term extension of COBRA health insurance premium subsidies for involuntarily terminated employees has been approved. Now, employees terminated from April 1 through May 31, 2010, will receive the 15-month, 65% federal premium subsidy. Prior to this extension, March 31, 2010 was the cut-off date. President
Are Health Insurance Premiums Tax Deductible?
Can you deduct health insurance premiums for taxes in Michigan? You betcha. You can include in your medical expense deduction, insurance premiums you pay for polices that cover medical care. Medical care policies provide payment for treatment that includes: Hospitalization, surgical services, and X-rays Presription
Michigan Health Care Reform at the state level?
The state of Michigan could see it’s own form of Health Care Reform. And no we aren’t talking about the recently passed HealthCare Reform bill by the United States Senate. A bill has been introduced by a bipartisan group of lawmakers in the Michigan House
Cost of Lap Band Michigan
Lap Band Surgery in Michigan for patients not covered by health insurance typically costs between $12,000 and $25,000. The biggest factor affecting cost is your region and your surgeon. If you are in a large metropolitan area, such as Detroit, costs trend towards the higher end. Although
HealthPlus Michigan
For more than 30 years HealthPlus Michigan has been dedicated to improving the health of the communities in which we live and serve. With offices in Flint, Troy and Saginaw, we provide health benefits to more than 200,000 satisfied members throughout Michigan and the Midwest.
Health Insurance for Children up to age 26
Good news parents! The health care reform legislation extends coverge to adult children up to their 26th birthdays under their parents’ policies. Now you’re wondering WHEN can you put your kids back on your insurance plan? As of now the mandate to extend coverage to
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