Archive for the ‘Blog’ Category

 

Too Much Wasted Energy

TweetToday was interesting.  Called someone who had expressed interest in finding health insurance.  When he realized I was an insurance agent, he claimed that he was not the person I was looking for.  Must have had the wrong number.  Get’s better.  Another call was to

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Health Care Reform Breakdown

Tweet via: Associated Press Congressional Democrats have released a final version of President Barack Obama’s health care overhaul bill in advance of a House vote planned for Sunday. Some features of the legislation, which makes changes to the bill the Senate passed on Christmas Eve:

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Michigan Individual Insurance on a Guaranteed Basis?

Tweet Wondering what health insurance companies are going to offer individual insurance on a guaranteed basis once an individual exhausts their cobra coverage? Until 2014 it looks as if Michigan residents have one choice for guaranteed issue.  BCBS of Michigan.  While other companies such as

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Are social security numbers for dependents required for health insurance coverage in Michigan?

TweetThe simplest answer to this question is NO.  According to Privacy Rights Clearinghouse you need to know the following: Insurance companies. MediCal and Medicare are government health plans and can require a Social Security number. Most insurers providing individual health insurance policies cannot require your Social Security

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Increased Melatonin in Drinks & Foods

Tweet Getting enough sleep and rest every night is something that haunts Americans and people all over the world. They are used to running around all day and have problems relaxing and resting at night. Studies show that the impossibility to rest and recuperate energy

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MIChild Health Insurance Michigan

TweetMIChild is a health insurance program in Michigan for uninsured children.  MIChild services are provided by many of the HMOs and various other healh care plans throughout the state of Michigan. Pre-existing conditions are covered under the MIChild program.  It is important to note that

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Why It’s Up to You

Tweet Health Insurance can be one of the most frustrating things to shop for.  Trying to understand deductibles, co-pays, co-insurance.  As if you didn’t have enough things to do in your day.  Now you have to try and navigate all this insurance jargon. With the

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Health Care Exchanges

Tweet The Patient Protection and Affordable Care Act (PPACA) has created the concept of the insurance “exchange” which will be fully implemented when the health care changes become effective in 2014. The idea behind this is that individuals and small groups would be able to

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Why are Diabetics Skipping Health Care

TweetAccording to recent article by the Detroit Free Press, it seems that more and more diabetics are skipping healthcare due to the recession.  They are going without doctor visits, necessary medications, and blood sugar testing.  A dangerous proposition indeed. Doctors are reporting a drop off

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Holiday Stresses

Tweet The holiday season is always filled with stress, typically because our schedules are on overload.  It seems that every single day, especially the weekends, are filled to the brim with shopping, parties, food, lack of sleep. Here are some random tips to help cut

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