Archive for the ‘FAQ’ Category
What are the Qualifying Events that make one eligible for COBRA?
Tweet For Employee / Former Employee: Reduction in your hours of employment or the termination of your employment (for reasons other than gross misconduct on your part); and Or if you are a retiree and your employer has filed for Chapter 11 reorganization. Note: Since
What is COBRA coverage?
TweetCOBRA is an acronym for the federal law, the Consolidated Omnibus Budget Reconciliation Act of 1985. It applies to most businesses that have twenty or more employees on an average business day for that company in the prior calendar year. (Some states have similar laws
Separation / Divorce
TweetWhen your relationship reaches a point where it seems necessary to part ways, you might find that divorce is the only viable option. Or, you might decide on a separation, which gives you both the chance to assess your feelings and expectations concerning the relationship.
Having a baby
TweetCongratulations! This is an exciting and rewarding time for you! And while it will pose a lot of new challenges and questions, being prepared can help ease many of the doubts and concerns common to new parents and allow you to enjoy the million precious
Getting Married
TweetCongratulations! The coming weeks and months will be a busy, exciting time for you both. This section will help you plan your wedding and focus on the personal, financial and legal issues to consider as you walk down the aisle into married life. To Do
Death
TweetWhether expected or unexpected, the death of a loved one creates a wide range of emotions and life changes that have to be addressed. As you begin to get your loved one’s financial affairs in order, one of the first things you should do is
Adoption
TweetAdoption brings joy and fulfillment to the lives of parents and children. Since the lifelong interests of the child are involved, the process can be complicated, time-consuming and, at times, frustrating. This section acquaints you with adoption procedures and the issues you should consider. It
Life Change Events
TweetDuring any transition, it’s important to know what steps to take regarding your benefit plan. Plan for life’s changes with the following information. Adoption Death Getting Married Having a Baby Separation / Divorce
An individual with chronic health problems
TweetIf you or a family member are expecting significant medical expenses for the future, the plan with the least amount of out-of-pocket costs may be the best choice — presuming the provider selection is acceptable. Since individuals who receive frequent medical care often have established
An individual with a dependent living away from home
TweetMany managed care plans provide only emergency care for a student away from home. Even some plans with providers in the area where the dependent lives will not allow the dependent to access those providers. Since all family members must enroll in the same type
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