Archive for the ‘FAQ’ Category
Spouse has other coverage
TweetAn employee who must decide whether to take coverage from his/her employer or from a spouse’s employer often bases his/her decision on the types of coverage available and the costs of the alternative plans. For example: If one employer offers managed care plans and the
A Family with Young Children
TweetFor families with young children, the most common expenses are pediatric visits and immunizations. These visits are typically frequent, so it may be more cost effective to choose a managed care program with a low copayment for office visits — as long as the provider
Young Single Employee
TweetYoung people often do not have established physician relationships, so for you the restricted provider list of a managed care plan may not be a concern. If you’re healthy, you may be better off choosing the lowest cost plan available — as long as you can afford
Determining Your Insurance Needs
TweetOnly you can determine what will be the best for yourself and your family. The following highlights will get you started on the decision making process. How do you determing what type of coverage is best? Think about your lifestyle. Who are you? Single, married,
Frequently asked Questions about Health Insurance
TweetWhat is a premium? What is a deductible? What is a co-payment? What is coinsurance? What’s an out-of-pocket expense? What is managed care? What is a Health Savings Account?
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