Archive for the ‘Info’ Category
Spouse has other coverage
An employee who must decide whether to take coverage from his/her employer or from a spouse’s employer often bases his/her decision on the types of coverage available and the costs of the alternative plans. For example: If one employer offers managed care plans and the
A Family with Young Children
For families with young children, the most common expenses are pediatric visits and immunizations. These visits are typically frequent, so it may be more cost effective to choose a managed care program with a low copayment for office visits — as long as the provider
Young Single Employee
Young people often do not have established physician relationships, so for you the restricted provider list of a managed care plan may not be a concern. If you’re healthy, you may be better off choosing the lowest cost plan available — as long as you can afford
Determining Your Insurance Needs
Only you can determine what will be the best for yourself and your family. The following highlights will get you started on the decision making process. How do you determing what type of coverage is best? Think about your lifestyle. Who are you? Single, married,
Federal Resource
Bureau of Primary Health Care The Bureau of Primary Health Care is focused on solutions for low-income, uninsured individuals and individuals with special health care needs. Centers for Medicare & Medicaid Services CMS runs the Medicare and Medicaid programs – two national health care programs
Insurance Companies
A list of carriers that we represent. Click on the company name to read more and to get a quote from a specific carrier. Aetna Assurant Health BCBS of Michigan BCBS of Texas Celtic Michigan Cigna Golden Rule HealthPlus of Michigan Solo HAP Priority Health
Frequently asked Questions about Health Insurance
What is a premium? What is a deductible? What is a co-payment? What is coinsurance? What’s an out-of-pocket expense? What is managed care? What is a Health Savings Account?
World Medical Relief
313-866-5333 email:info@worldmedicalrelief.org www.worldmedicalrelief.com For persons in Wayne, Oakland, & Macomb Counties age 18 and older who do not have prescription drug coverage and monthly income is below $1583 per month (single) or $2583 (couple)—add $25 per dependent—and not currently enrolled in Medicaid. Prescriptions are mailed
Medicare Part D Prescription Drug Coverage Michigan
Area Agency on Aging 800-852-7795 800-803-7174 Macomb County Deptartment of Senior Services 586-469-6313 Recipients of Medicare from Social Security can enroll Medicare Part D (prescription benefit) which began January 1, 2006. Low income persons below 150% of poverty (currently $1197 per month income
Michigan Prescription Assistance
A comprehensive list for those seeking assistance for prescription coverage in Michigan. Call 211 for any medical or human services need. BCN Advantage Canadian Prescriptions Downriver Community Services HAP Senior Plus Internet Sites KMart Pharmacy LillyAnswers Card (EliLilly) Macomb Prescription Program MCCSA Action Centers Medical
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