Comments on: COBRA Subsidy Extension 2010

By: Billy (@3sixteenweb)

Billy (@3sixteenweb) — Mon, 14 Mar 2011 15:58:00 +0000

Thanks for your question Elle. Your best bet would be to contact United. It depends on your plan design so they would be able to answer your question.

By: Elle

Elle — Thu, 13 Jan 2011 06:49:00 +0000

I had to go to the doctor in December and also had to get prescribed medicine. My paperwork indicated that my 15th month would be December 2010. But I read that it was moved to Nov 2010. So…should I be expecting a doctor’s bill? United Healthcare cashed my check for December. If I get billed for my doctor’s visit, can I demand refund for my December premium? Thanks very much.

By: MichInsurance

MichInsurance — Wed, 22 Sep 2010 15:02:59 +0000

Thanks for your question. It’s tough to say. Your best bet would be to contact a government benefit advisor at 866.444.3272

By: MichInsurance

MichInsurance — Wed, 22 Sep 2010 15:00:31 +0000

I would contact a government benefit advisor at 866.444.3272

By: Maureen Drouin

Maureen Drouin — Tue, 14 Sep 2010 15:27:26 +0000

On May 20, 2010, I was told that my position was being eliminated, but my last day of work was June 4th, 2010. My employer gave me a list of all those laid off when I was – the list is entitled “May 2010 Layoffs.” Do I qualify for the federal COBRA subsidy?

By: garnet

garnet — Thu, 09 Sep 2010 01:06:22 +0000

I was laid off within the qualifying period to receive a COBRA premium subsidy. However, we did not qualify at that time since my husband was eligible for health insurance. Now, my husband is losing his job and I believe we are eligible for the subsidy retroactive to my qualifying event. Am I understanding this correctly?

By: Ellis Adler

Ellis Adler — Wed, 30 Jun 2010 22:33:42 +0000

I have been trying to see on a daily basis if there is any movement in Congress on extend the COBRA subsidy past May 31st. I know Senator Casey from PA has really been fighting to get it extended. I just think it is a no brainer to extend it since unemployment rates have not gotten better at all. Is there anything I can do as a citizen to push this along. I did write to Casey to tell him to keep pushing hard.
Also, has anyone heard of any movement at all to get this thing back on the table?

By: Kai

Kai — Tue, 29 Jun 2010 19:29:02 +0000

Is there a place on the web where we can go to keep up on the current developments of this? I just got the axe today. Cobra would be 90% of my unememployment benefit. :-/

By: MichInsurance

MichInsurance — Fri, 25 Jun 2010 13:41:14 +0000

Hi there. I can understand your frustration. At nearly 40% of your gross monthly, that is quite a chunk. The downside to not getting the discount is that you are paying the full amount your employer was paying for your coverage. If you are willing to look at COBRA insurance alternatives you can still have affordable coverage. It just won't be as comprehensive as your group plan. If you are healthy, rarely use your insurance, you may want to consider either short term health insurance or a high deductible HSA plan. Both of these will make sure that you will limit your overall exposure during your employment. Which isn't that exactly what insurance is supposed to do.

By: MichInsurance

MichInsurance — Fri, 25 Jun 2010 13:32:59 +0000

Hi Nicole, if you were terminated in May, then you should be eligible for the COBRA discount. I would contact a government benefit advisor at 866.444.3272 to make sure that your HR representative is correct. My understanding is that your termination date determines the discount. Not the last date of coverage.