The state of Michigan could see it’s own form of Health Care Reform. And no we aren’t talking about the recently passed HealthCare Reform bill by the United States Senate.
A bill has been introduced by a bipartisan group of lawmakers in the Michigan House and Senate have introduced a package of four bills to address access to health care, including some new rules on how insurance carriers may treat individuals who have pre-existing conditions.
Some proposals in the Michigan bill:
- Requiring insurance companies to cover individuals’ pre-existing conditions after six months rather than 12 months.
- Preventing a carrier from limiting or excluding coverage because of a pre-existing condition for those moving from group coverage to individual coverage.
- Prohibiting insurance companies from canceling policies for reasons other than non-payment.
Also under the proposal, Blue Cross would lose its tax exemption status and have to pay $90 million to $100 million annual tax assessment, which would be used to help subsidize premiums for those pursuing individual insurance.
The bills pretty much mirror federal law, but would take effect sooner. What are your thoughts? Do you see an immediate benefit to Michigan families and individuals?
Originally posted 2010-04-28 07:55:48. Republished by Blog Post Promoter
Tags: Health Care Reform, Healthcare reform michigan, Michigan, Michigan Health Care Reform
