Health Insurance Michigan | individual and group insurance solutions » American Community Bankruptcy

American Community to Golden Rule

Billy Strawter Jr — Sun, 17 Mar 2013 02:22:01 +0000

If you are one of the 42,ooo insured through American Community in Michigan, good news! Golden Rule, a unit of UnitedHealth Group Inc, has agreed to provide health coverage to those who had individual medical insurance plans.

What about pre-existing conditions?

The option of transferring your coverage to Golden Rule Insurance will be on a guaranteed basis.

Who will my doctors be?

Once enrolled in Golden Rule plans you will have access to the provider network managed by UnitedHealthcare, another unit of Golden Rules’s parent, UnitedHealth.

When would my plan start?

If you take advantage of the guaranteed issue offer, your new coverage with Golden Rule will take effect on August 15, 2010

What will my rates be?

You will have the option to purchase a guaranteed-issue plan with no waiting periods or preexisting condition exclusions or limitations at standard new business rates.

Questions?

Contact Golden Rule/United Healthcare at goldenrule.com

Originally posted 2010-06-15 11:42:55. Republished by Blog Post Promoter

American Community Medical Taken Over by Michigan

Billy Strawter Jr — Sat, 02 Feb 2013 20:21:19 +0000

The State of Michigan filed a Rehabilitation order against American Community Medical last week. This is an overview, if you would like more information than is listed, please follow the links at the bottom of the page.

Group and Individual Policyholders:

Billing: As a policyholder of American Community, you will continue to receive covered services and American Community will continue to pay for that care. You will continue to be billed for premiums as long as your policy is effective with American Community. The Rehabilitation Order prohibits health care providers from seeking payment from you for healthcare goods and services provided prior to the date of the Rehabilitation Order, as long as those health care goods and services are covered under your American Community policy. Please remember that you will continue to be responsible for payment of any non-covered health care goods and services, deductibles, and/or copayments. If you believe that you have been improperly billed, please contact American Community customer service toll free at 1-800-991-2642.

Policyholder Care Concerns: If you have any problems with a provider who states they no longer accept American Community, please call customer service toll free at 1-800-991-2642. If the provider was a contracted provider as of April 8, 2010, the provider is required by the Rehabilitation Order to continue to provide services to American Community policyholders.

Employers:

Your employees will continue to receive coverage pursuant to their policy with American community. You will continue to be billed for premiums as long as your policy is effective with American Community. The Rehabilitator or Deputy Rehabilitators may choose whether to renew your policy with American Community at their discretion.

If your employees are refused care or contacted by a collection agency working on a provider’s behalf, please contact American Community customer service toll free at 1-800-991-2642.

At this time, the Rehabilitator and Deputy Rehabilitators do not anticipate accepting any new American Community policyholders.

About the Order

On April 8, 2010, Ingham County Circuit Court Judge William E. Collette issued a Rehabilitation Order placing American Community Mutual Insurance Company (“American Community”) into Rehabilitation and naming the Commissioner of the Office of Financial and Insurance Regulation (“OFIR”) as the company’s Rehabilitator. Rehabilitation is a corporate reorganization under Chapter 81 of the Michigan Insurance Code that is conducted under the

supervision of the Ingham County Circuit Court. The Rehabilitation Order allows OFIR to ascertain American Community’s financial condition and implement steps to protect American Community policyholders and creditors.

The Commissioner of OFIR has appointed James Gerber and Mike Hogan as Deputy Rehabilitators. If you are an insured of American Community and need information, please call American Community customer service toll free at 1-800-991-2642. If you are a provider and need to speak to the Deputy Rehabilitator on urgent matters please call James Gerber at 734-591-8103 or Mike Hogan at 734-591-4771.

Originally posted 2010-04-12 09:37:44. Republished by Blog Post Promoter

Layoffs Expected at American Community Medical

Billy Strawter Jr — Thu, 24 May 2012 22:59:26 +0000

An undetermined number of employees are expected to be laid off in the wake of the rehabilitation order by state of Michigan’s OFIR for the insurer American Community Medical.

Based out of Livonia, American Community is one of Michigan’s’ oldest insurance companies.

Due to ongoing financial problems, the company was placed on rehabilitation on April 8th, 2010.

Rehabilitation is corporate reorganization under Chapter 81 of the Michigan Insurance Code.

There are at least 280 people were employed there in 2009.

If you are an American Community policyholder you do have options. If you would like to review your options please don’t hesitate to give us a call.

American Community Medical Rehabilitation Michigan

Originally posted 2010-04-25 18:03:30. Republished by Blog Post Promoter