Posts Tagged ‘coinsurance’
Office Visit Copay: 20% after Deductible, should mean what to me?
If you have a health insurance plan that states office visit copay: 20% after deductible, what is the cost of your office visit? Great question. If your plan does not include office visits prior to the deductible, you are responsible for the full cost of
Why get a Michigan HSA Health Savings Account
Michigan Health Savings Accounts are designed for eligible Michigan residents to take control of their own health care costs. Instead of paying the insurance company x amount of dollars to dictate when and how you use your health coverage. You get a lower premium combined
What’s an out-of-pocket expense?
An out-of-pocket expense is any cost you have to pay yourself when receiving medical care. This includes your deductible, co-payments, and coinsurance. Most Michigan health insurance policies have an annual maximum out-of-pocket expense. Once you’ve reached your maximum out of pocket in a calendar year,
What is coinsurance?
Coinsurance is an amount of the cost of a Michigan medical service that you are responsible for paying. Unlike a co-payment, which is a fixed-dollar amount, coinsurance is expressed as a percentage. For example, many insurance plans have 20% coinsurance of the next 10,000 after
Frequently asked Questions about Health Insurance
What is a premium? What is a deductible? What is a co-payment? What is coinsurance? What’s an out-of-pocket expense? What is managed care? What is a Health Savings Account?
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