Posts Tagged ‘FAQ’
What is an insurance premium?
TweetA premium is the monthly cost of keeping your insurance policy in effect. Michigan health insurance premiums are determined by a variety of factors, including your medical history, your lifestyle, and your current health status. Originally posted 2009-07-31 18:31:08. Republished by Blog Post Promoter
Covered vs. Not Covered
Tweet“Covered” means that the service is payable AFTER your deductible is met or it is payable AFTER a copay is paid. A few services, such as State mandated preventive care services like immunizations, mammograms and prostate screenings, are covered without being subject to a deductible or a copay.
Do I have to satisfy my deductible to use Office Visit Copays?
TweetAn office visit copay is the flat dollar amount that you would pay for a routine visit to either a primary care physician or a specialist, with coverage kicking in at 100% after the copay. Most traditional, employer sponsored plans offer an office visit copay.
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