Posts Tagged ‘health insurance’
What is a health insurance co-payment?
TweetA co-payment is a fixed-dollar amount that you are responsible for paying for a particular medical service. For example, many plans have $35 co-payments for doctor’s visits. This means it only costs you $35 to see a doctor. Most individual Michigan health insurance plans offer
Michigan Individual Insurance on a Guaranteed Basis?
Tweet Wondering what health insurance companies are going to offer individual insurance on a guaranteed basis once an individual exhausts their cobra coverage? Until 2014 it looks as if Michigan residents have one choice for guaranteed issue. BCBS of Michigan. While other companies such as
Cost of Lap Band Michigan
Tweet Lap Band Surgery in Michigan for patients not covered by health insurance typically costs between $12,000 and $25,000. The biggest factor affecting cost is your region and your surgeon. If you are in a large metropolitan area, such as Detroit, costs trend towards the higher end.
Why It’s Up to You
Tweet Health Insurance can be one of the most frustrating things to shop for. Trying to understand deductibles, co-pays, co-insurance. As if you didn’t have enough things to do in your day. Now you have to try and navigate all this insurance jargon. With the
Do I have to satisfy my deductible to use Office Visit Copays?
TweetAn office visit copay is the flat dollar amount that you would pay for a routine visit to either a primary care physician or a specialist, with coverage kicking in at 100% after the copay. Most traditional, employer sponsored plans offer an office visit copay.
Shopping for health insurance isn’t fun
TweetShopping for health insurance is not always fun. Online quotes can result in a ridiculous amount of phone calls. If it’s your first experience, it can be overwhelming. What can I do for you? Find the most affordable option customized to you Wish it were
What is a Health Savings Account?
TweetMichigan Health Savings Accounts are a financial tools with a High Deductible Michigan Health Insurance Plan designed to help make your healthcare more affordable and give you control over how your healthcare dollars are sent. Typically once you reach your deductible the insurance company pays
Covered vs. Not Covered
Tweet“Covered” means that the service is payable AFTER your deductible is met or it is payable AFTER a copay is paid. A few services, such as State mandated preventive care services like immunizations, mammograms and prostate screenings, are covered without being subject to a deductible or a copay.
About UniCare
Tweet UniCare is a national organization dedicated to the delivery of quality health care plans and products working together with its customers, consultants, brokers, providers and employers. Providing managed care and specialty health care services throughout the United States, UniCare Life & Health Insurance Company
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