Posts Tagged ‘health insurance’
About UniCare
Tweet UniCare is a national organization dedicated to the delivery of quality health care plans and products working together with its customers, consultants, brokers, providers and employers. Providing managed care and specialty health care services throughout the United States, UniCare Life & Health Insurance Company
American Community to Golden Rule
Tweet If you are one of the 42,ooo insured through American Community in Michigan, good news! Golden Rule, a unit of UnitedHealth Group Inc, has agreed to provide health coverage to those who had individual medical insurance plans. What about pre-existing conditions? The option of
Aetna to Extend Dependent Coverage Age – Under Age 26
TweetAetna is one of the first carriers to offer extended health insurance coverage to dependents under age 26. If you didn’t already know, the recent healthcare reform allows parents to keep dependent children up to age 26 on their health insurance plans. With so many
Too Much Wasted Energy
TweetToday was interesting. Called someone who had expressed interest in finding health insurance. When he realized I was an insurance agent, he claimed that he was not the person I was looking for. Must have had the wrong number. Get’s better. Another call was to
Michigan Individual Insurance on a Guaranteed Basis?
Tweet Wondering what health insurance companies are going to offer individual insurance on a guaranteed basis once an individual exhausts their cobra coverage? Until 2014 it looks as if Michigan residents have one choice for guaranteed issue. BCBS of Michigan. While other companies such as
Are social security numbers for dependents required for health insurance coverage in Michigan?
TweetThe simplest answer to this question is NO. According to Privacy Rights Clearinghouse you need to know the following: Insurance companies. MediCal and Medicare are government health plans and can require a Social Security number. Most insurers providing individual health insurance policies cannot require your Social Security
What is a health insurance co-payment?
TweetA co-payment is a fixed-dollar amount that you are responsible for paying for a particular medical service. For example, many plans have $35 co-payments for doctor’s visits. This means it only costs you $35 to see a doctor. Most individual Michigan health insurance plans offer
Why It’s Up to You
Tweet Health Insurance can be one of the most frustrating things to shop for. Trying to understand deductibles, co-pays, co-insurance. As if you didn’t have enough things to do in your day. Now you have to try and navigate all this insurance jargon. With the
What’s an out-of-pocket expense?
TweetAn out-of-pocket expense is any cost you have to pay yourself when receiving medical care. This includes your deductible, co-payments, and coinsurance. Most Michigan health insurance policies have an annual maximum out-of-pocket expense. Once you’ve reached your maximum out of pocket in a calendar year,
What is a health insurance deductible?
TweetA deductible is an amount of medical expenses you are responsible for paying before your Michigan insurance starts covering you. A common deductible is $500 this means you would be responsible for paying the first $500 in medical bills before receiving coverage. Having a higher
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