Posts Tagged ‘health insurance’

 

Too Much Wasted Energy

TweetToday was interesting.  Called someone who had expressed interest in finding health insurance.  When he realized I was an insurance agent, he claimed that he was not the person I was looking for.  Must have had the wrong number.  Get’s better.  Another call was to

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What is a Health Savings Account?

TweetMichigan Health Savings Accounts are a financial tools with a High Deductible Michigan Health Insurance Plan designed to help make your healthcare more affordable and give you control over how your healthcare dollars are sent. Typically once you reach your deductible the insurance company pays

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Shopping for health insurance isn’t fun

TweetShopping for health insurance is not always fun. Online quotes can result in a ridiculous amount of phone calls. If it’s your first experience, it can be overwhelming. What can I do for you? Find the most affordable option customized to you Wish it were

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Why It’s Up to You

Tweet Health Insurance can be one of the most frustrating things to shop for.  Trying to understand deductibles, co-pays, co-insurance.  As if you didn’t have enough things to do in your day.  Now you have to try and navigate all this insurance jargon. With the

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Do I have to satisfy my deductible to use Office Visit Copays?

TweetAn office visit copay is the flat dollar amount that you would pay for a routine visit to either a primary care physician or a specialist, with coverage kicking in at 100% after the copay.  Most traditional, employer sponsored plans offer an office visit copay. 

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American Community to Golden Rule

Tweet If you are one of the 42,ooo insured through American Community in Michigan, good news!  Golden Rule, a unit of UnitedHealth Group Inc, has agreed to provide health coverage to those who had individual medical insurance plans. What about pre-existing conditions? The option of

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What is a health insurance deductible?

TweetA deductible is an amount of medical expenses you are responsible for paying before your Michigan insurance starts covering you. A common deductible is $500 this means you would be responsible for paying the first $500 in medical bills before receiving coverage. Having a higher

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About UniCare

Tweet UniCare is a national organization dedicated to the delivery of quality health care plans and products working together with its customers, consultants, brokers, providers and employers. Providing managed care and specialty health care services throughout the United States, UniCare Life & Health Insurance Company

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What is a health insurance co-payment?

TweetA co-payment is a fixed-dollar amount that you are responsible for paying for a particular medical service. For example, many plans have $35 co-payments for doctor’s visits. This means it only costs you $35 to see a doctor. Most individual Michigan health insurance plans offer

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Aetna to Extend Dependent Coverage Age – Under Age 26

TweetAetna is one of the first carriers to offer extended health insurance coverage to dependents under age 26.  If you didn’t already know, the recent healthcare reform allows parents to keep dependent children up to age 26 on their health insurance plans. With so many

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