Only you can determine what will be the best for yourself and your family.  The following highlights will get you started on the decision making process.

How do you determing what type of coverage is best?

Think about your lifestyle.  Who are you?  Single, married, empty-nester?  How would these factors affect your coverage?

• A young single employee
• A family with young children
• Spouse has other coverage
• An individual with a dependent living away from home
• An individual with chronic health problems