If you were recently laid off or fear a layoff in the upcoming days or weeks.  In addition to dusting off your resume, don’t forget about your healthcare.  

According to a recent article from the FREEP, here are some key things to remember:

Schedule necessary doctor appointments you may have been putting off.  Especially if you are still on a company sponsered healthcare plan.

Don’t get every test out there.  Why?  If something bad comes up, it goes into your medical file, and may make it difficult to get affordable health insurance due to a pre-existed condition.

Speak with your doctor.  Most people would be surprised at how willing your doctor may be to offer lower rates considering your current situation.

Get up to date on your immunizations.  This is just smart planning while you still have insurance.  You don’t want to get caught paying for these on your own.  

Remember this important note, if the company you currently work for has 20 plus employees, they are legally required to provide COBRA to pink slipped employees for 18 months at group rates.  Be sure to ask if will be covered for a period of time at no cost to you. 

Be sure to look into alternative insurance options.  These days there are plenty of companies offering affordable individual and family health insurance as an alternative to COBRA.  

To read the full article:

Visit the freep.com under the health section

Originally posted 2009-04-14 06:26:08. Republished by Blog Post Promoter