MIChild is a health insurance program in Michigan for uninsured children.  MIChild services are provided by many of the HMOs and various other healh care plans throughout the state of Michigan.

Pre-existing conditions are covered under the MIChild program.  It is important to note that previous medical bills are not covered.

If parent are divorced and have joint custody, the parent the children live with the majority of the time should apply.  The income of the other parent is not taken in to consideration when applying.  NOTE:  MIChild cannot be used as a substitute for court ordered health insurance.

A brief summary of MIChild:

• Health and dental care for children age 18 and under
• MIChild premiums are $10 per family per month
• Administered by the Michigan Department of Community Health (DCH)

Find out in 30 minutes or less if your kids qualify for coverage with the MICHILD online application.  To get started click the MIChild button below:

Originally posted 2010-04-06 08:12:17. Republished by Blog Post Promoter

Lots of calls have been coming in since the healthcare reform was passed. The questions most asked? When does the free health insurance kick in?

Needless, to say. Lots of disappointed folks hang up once they realize there will be no free health insurance anytime soon.

Even in the great state of Michigan. With MIChild, Medicaid, HealthyChild, and even the guaranteed issue BCBS of Michigan; you still have to pay something. Unfortunately for those interested, there is no free health insurance.

Please read our blog post regarding the timeline for Michigan Health Insurance Reform Implementation. Of course if you can always rely on ‘Tussin, but then again, even that isn’t free…

Originally posted 2010-04-12 10:34:13. Republished by Blog Post Promoter

If a child is independent, or married and is 19 years or less and between 185% and 200% of poverty they are eligible for MIChild.

When the child has been previously eligible for Healthy Kids and are 185% poverty level and below they are eligible for MIChild.

Ultimately you need to apply, which takes about 15 minutes.  MIChild will review completed applications within 10 days from the date a complete application is received, and make a recommendation of eligibility to Michigan Department of Community Health.

Covered Services and Benefits

MIChild provides medical coverage for the following:

• Regular Checkups
• Shots
• Emergency care
• Dental Care
• Pharmacy
• Hospital Care
• Prenatal care and delivery
• Vision and hearing
• Mental health and substance abuse services

You can review other FAQ at the MIChild Website or Find out in 30 minutes or less if you or your child are eligible with the MIChild Online Application, HERE

Originally posted 2010-04-12 06:41:59. Republished by Blog Post Promoter