Coinsurance is an amount of the cost of a Michigan medical service that you are responsible for paying. Unlike a co-payment, which is a fixed-dollar amount, coinsurance is expressed as a percentage. For example, many insurance plans have 20% coinsurance of the next 10,000 after deductible for hospital costs, meaning you pay 20% of the total cost of a trip to the hospital.
Tags: co-insurance, coinsurance, health insurance
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[...] very important to understand what coinsurance is and to look at you maximum exposure or out of pocket expense, not just the [...]