ERISA, the Employee Retirement Income Security Act of 1974, governs most employee benefit plans. It is administered by the U.S. Department of Labor. The law gives certain rights to employees and gives employers certain responsibilities to act on the behalf of employees.
Note: A complete list of employers or employee organizations sponsoring the plan may be obtained by a plan participant or beneficiary upon written request to the plan administrator. Also, a participant or beneficiary may request in writing to the plan administrator whether a particular employer is a sponsor, and if so, the employer’s address.
The Plan Sponsor reserves the right to amend or terminate any of the benefit plans. It also reserves the right to interpret the plan language, construe uncertain terms and/or determine eligibility for plan benefits.
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