An out-of-pocket expense is any cost you have to pay yourself when receiving medical care. This includes your deductible, co-payments, and coinsurance. Most Michigan health insurance policies have an annual maximum out-of-pocket expense. Once you’ve reached your maximum out of pocket in a calendar year, your insurance company will pay 100% of the rest of your covered medical costs.
Tags: co-payment, coinsurance, deductible, health insurance, out of pocket expense
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[...] What is coinsurance? [...]